The one cut we have had to make is in buying organic. I still prefer organic, and if the price is close I will go with the organic product...except with leafy greens...I won't give in on that one. Thank goodness Costco has organic greens at an affordable price. I actually like this new challenge: To feed my family as healthy as I possibly can, as affordably as possible.
I was not raised to be debt free. In fact, somewhere along the way, I learned that if you had a balance on your credit card you could make a minumum payment, not the full amount owed. I brought this mentality, along with student loans, into our marriage. It was a number of years before The King and I realized that we didn't want to live this way. It took us quite a few more years to work our way out of the hole we were in.
Now we are trying hard to not acquire debt. And no, we are not totally debt free. But, we have been able to pay cash for our last few vehicles. They may not be the newest, most perfect vehicles, but they are ours, free and clear. It's our thing. If we can't write a check for the car or any other major/minor purchase, then we can't have it. It's a very simple concept. One we are teaching to our children.
Oh, how easy it would be to continue to live like prices were not increasing by just using plastic....and making minimum payments. I wonder how many people are.
